How It Works

No. AmIOWedMoney.com is not affiliated with any government agency. We are a private service that aggregates publicly available unclaimed property records from all 50 state databases into one convenient search. Each state maintains its own official unclaimed property database, and you can search each one individually for free on their websites. We save you time by searching all of them at once.

Every state in the US maintains a database of unclaimed property. This includes money from forgotten bank accounts, uncashed payroll checks, old insurance policies, utility deposits, stocks and dividends, safe deposit box contents, and more. When companies or banks can't reach the owner for a certain number of years (usually 3-5), the money gets turned over to the state. We search all 50 of these databases using the name you provide and show you any potential matches.

Yes. We use 256-bit encryption to protect your data. We only need your first and last name to search - no Social Security number, no address, no phone number. We never sell your personal information to third parties. Your search data is used only to find potential unclaimed property matches.

The most common types are: forgotten bank accounts (checking, savings, CDs), uncashed payroll or dividend checks, life insurance policy payouts, security deposits from utilities or landlords, stocks, mutual funds and bonds, safe deposit box contents, court deposits and settlements, tax refunds, and overpayments to companies. The average claim is worth several hundred dollars, but some are worth thousands or even tens of thousands.

After you file a claim, most states process it within 6-12 weeks. Some states are faster (2-4 weeks), and some take longer (up to 6 months) for larger claims or those that require additional verification. With our Get Your Money plan, we handle the entire filing process and keep you updated on the status of each claim.

Searching is completely free - no credit card required. If we find potential matches, you can upgrade to see the full details. Our See Your Money plan is $9.99 one-time and shows you full amounts, property IDs, and filing instructions. Our Get Your Money plan is $4.99/month and includes everything plus we file claims for you, monitor all 50 states monthly, and send you instant alerts when new unclaimed money appears.

Yes, absolutely. Every state lets you search their unclaimed property database for free. The catch is that you'd need to visit up to 50 different state websites, enter your information on each one, and manually check for matches. We automate this process and search all 50 states in seconds. Our paid plans add value by unlocking full details, filing claims on your behalf, and monitoring for new money monthly.

If our free search finds no potential matches, you won't be charged anything. If you've already subscribed to a paid plan and no verified matches are found within 30 days, you're covered by our money-back guarantee. We'll refund you in full, no questions asked.